The free money app that rounds up all your accounts, tracks your spending and helps you save. No subscription, ever.
Free forever · Bank-level security · Powered by Open Banking
Everything in one place
Connect every account and Swicc rounds up your money, sorts your spending and keeps you on track. Automatically.
Connect every UK bank account and credit card through Open Banking. Swicc pulls in your balances and transactions automatically, updated live, so your whole financial life sits on one screen.
Every transaction sorted into tidy categories, automatically. Set your pay cycle to weekly, fortnightly or monthly and Swicc shapes your budget around when you actually get paid.
Set one overall budget or break it down by category, and even cap spending at your favourite shops. Swicc shows what's safe to spend today once your bills are covered, and rolls anything unspent into next month.
Swicc digs out forgotten subscriptions and sneaky price rises, reminds you before a bill lands, and helps you cancel what you're not using.
Swicc hunts down cheaper energy, broadband and more, and nudges you the moment there's money to be saved. It's also how the app stays free.
Set savings goals and watch them grow, plus clear monthly insights into where your money really goes, so you can make smarter calls.
How Swicc stays free
Other money apps charge you every month. Swicc doesn't. Swicc earns its keep by sniffing out better deals on your bills and taking a small commission when you choose to switch, so the app pays for itself and you never do. We never charge you, and we never sell your data.
Security you can trust
Swicc connects through the UK's regulated Open Banking system. You choose what it can see, and can revoke access at any time.
Your data is protected with the same encryption your bank uses, plus fingerprint or Face ID login. Swicc never sees your banking passwords.
Swicc reads your transactions only to help you save. We never sell your data and never share it without your say-so.
The Swicc app
See every account, track your spending and get a nudge the moment Swicc finds you a saving. Free to download, free to use, no subscription in sight.
Free on iOS & Android. Download and connect in minutes.
No spreadsheets, no faff. Three taps and Swicc takes it from there.
Securely link your banks and cards through Open Banking. It takes about a minute.
He rounds up your money, sorts your spending and spots where you could save.
Watch your budget, hit your goals, and let Swicc bark when there's a deal worth grabbing.
Replace with your verified reviews before going live.
“Finally, all my accounts in one place. I can see exactly where my money goes each month.”
“It spotted two subscriptions I'd forgotten about and a cheaper energy deal. Free, too.”
“Clean, simple, and it actually helps me save. Can't believe there's no subscription.”
Still on the hunt
Comparing your energy, broadband and solar is how Swicc stays free. Have a sniff around: